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Deposit Account Rates

Rates effective August 30, 2010

Type Minimum Balance to Obtain APY* Interest Rate
(%)
APY (%) Annual Percentage Yield Interest Compounded
Statement Savings $0 .25% .25% Daily
Money Market $2,500.00 .10% .10% Monthly
Sterling Money Market $0 — $24,999.99
$25,000 — $49,999.99
$50,000 — $99,999.99
$100,000 and over
.05%
1.00%
1.25%
1.25%
.05%
1.00%
1.26%
1.26%
Monthly
Now Account $1,000.00 .05% .05% Monthly
Golden Key Account $1,000.00 .15% .15% Monthly
Platinum Key Account $10,000 .25% .25% Monthly
Health Savings Account $0 — $2,499.99
$2,500 — $9,999.99
$10,000 — $24,999.99
$25,000 and over
.25%
.50%
.75%
1.00%
.25%
.50%
.75%
1.00%
Monthly

*All interest rates are subject to change at our discretion. Interest Rate and Annual Percentage Yield (APY) are accurate as of August 30, 2010. You must maintain the minimum balance in your account each day to obtain the annual percentage yield. The annual percentage yield disclosed assumes that the principal and interest will remain on deposit until maturity. A withdrawal will reduce earnings. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Please contact a personal banker for further information regarding rates and fees.



Certificate of Deposit Rates

Rates effective August 30, 2010

Type Minimum Balance to Obtain APY* Interest Rate
(%)
APY (%) Annual Percentage Yield Interest Compounded
90 Days $500.00 .40% .40% Quarterly
6 Months $500.00 .55% .55% Quarterly
12 Months $500.00 .65% .65% Quarterly
18 Months $500.00 .65% .65% Quarterly
24 Months $500.00 .65% .65% Quarterly
36 Months $500.00 1.34% 1.35% Quarterly
48 Months $500.00 1.59% 1.60% Quarterly

*All interest rates are subject to change at our discretion. Interest Rate and Annual Percentage Yield (APY) are accurate as of August 30, 2010. You must maintain the minimum balance in your account each day to obtain the annual percentage yield. The annual percentage yield disclosed assumes that the principal and interest will remain on deposit until maturity. A withdrawal will reduce earnings. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Please contact a personal banker for further information regarding rates and fees.

***For information regarding Jumbo CD Rates contact a personal banker at (815) 933-0570.



Individual Retirement Accounts (IRA's)
Certificate of Deposit Rates

Rates effective August 30, 2010


Type Minimum Balance to Obtain APY* Interest Rate
(%)
APY (%) Annual Percentage Yield Interest Compounded
12 Months $500.00 .75% .75% Quarterly
18 Months $500.00 .75% .75% Quarterly
24 Months $500.00 .75% .75% Quarterly
36 Months $500.00 1.19% 1.20% Quarterly
48 Months $500.00 1.49% 1.50% Quarterly

*All interest rates are subject to change at our discretion. Interest Rate and Annual Percentage Yield (APY) are accurate as of August 30, 2010. You must maintain the minimum balance in your account each day to obtain the annual percentage yield. The annual percentage yield disclosed assumes that the principal and interest will remain on deposit until maturity. A withdrawal will reduce earnings. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Please contact a personal banker for further information regarding rates and fees.

***For information regarding Jumbo IRA Certificate of Deposit Rates contact a personal banker at (815) 933-0570.



Securities are offered by UVEST Financial Services,
Member FINRA/SIPC. UVEST and Nations Wealth Management &
Financial Services, Inc. are independent entities.

 

• Not FDIC Insured • Not Bank Guaranteed • May Lose Value
• Not a Bank Deposit • Not Guaranteed by Any Government Agency
www.finra.org www.sipc.org

 

This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U. S. registered representatives. UVEST Financial Services' U.S. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.

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