Business Savings Services

Our Business Savings Accounts earn a competitive rate of interest on your balances with a low minimum balance requirement. Keep your money safe. An FDIC-insured account is an ideal place to safeguard and earn interest while enjoying easy access to your funds and maintaining the liquidity you need.

Minimum opening deposit:	$100.00
Minimum balance to obtain the annual percentage yield disclosed:	You must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed annual percentage yield.
Monthly maintenance fee:	A $3.00 maintenance fee will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the cycle.
Compounding and Crediting frequency:	Interest will be compounded and credited quarterly.
Transaction Limitations:	Transfers from a Savings Account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per monthly statement cycle with no more than three by draft or similar order to third parties.
Fees:	A maintenance fee of $1.00 will be charged for each withdrawal over three per statement cycle.
Combined Statements:	Free.
Online Banking:	Free.

Enjoy these additional valued services:

• Detailed monthly statement
• Direct Connect 24-Hour Telephone Banking
• Direct Deposit Available
• Merchant Services
• Night Depository Service
• Payroll Services
• Telephone and online transfers to and from your Bank of Bourbonnais Business accounts

Certificates of Deposits (CD’s) are investment products that provide you with a guaranteed rate of return for a specified period of time. Certificates are available in varying terms. Most minimum deposits and balances to earn interest are as low as $500.00. A monthly interest transfer or check is available on accounts with a minimum balance of $10,000.00. All certificates will be renewed subject to the renewal terms of the individual certificate. For information regarding terms and rates click here.